General Terms

Eligibility

Users must meet criteria to use CareYCover’s services effectively and lawfully.

You must be at least 60 years old to use our senior-focused insurance comparison services.

You agree to use the services only for lawful purposes and in compliance with applicable Swiss regulations.

CareYCover services are available exclusively to residents of Switzerland.

Account Requirements

Creating an account enables personalized insurance comparisons and secure data storage.

You are responsible for providing accurate and complete registration information.

Protect your account credentials; neither CareYCover nor its affiliates will request your password.

Accounts are non-transferable and must be used solely by the registered user.

Notify us immediately if you suspect unauthorized access to your account.

We may suspend or terminate accounts violating our terms or for security reasons.

Service Description

CareYCover provides comprehensive comparison of insurance products designed for senior residents of Switzerland.

We reserve the right to modify or discontinue services with reasonable notice to users.

While we strive to maintain service uptime, occasional disruptions may occur beyond our control.

User Conduct Rules

Users agree to the following conduct standards when using CareYCover:

• Do not submit false or misleading information.
• Aim to use services in a respectful and lawful manner.
• Avoid interference with service operations or security.
• Refrain from unauthorized access attempts.
• Comply with all applicable Swiss laws and regulations.
• Do not use services for unsolicited advertising.
• Report inappropriate behavior or content promptly.

User Content

Content you submit through CareYCover services is subject to the following terms:

You retain ownership of your content but grant us rights to use it for service provision purposes.

This license is non-exclusive, worldwide, and royalty-free for CareYCover operational needs.

You are responsible for the legality and accuracy of any content provided.

We may remove content violating policies or at your request according to procedures.

Intellectual Property

All intellectual property rights related to CareYCover’s platform and materials are owned or licensed by us.

• Do not copy or reproduce content without permission.
• Avoid modifying or creating derivative works.
• Do not use our activity without explicit authorization.

Paid Services

Certain features of CareYCover may require payment for enhanced insurance selection support.

Prices and fees are disclosed prior to purchase and subject to Swiss VAT where applicable.

Payments must be made via approved payment methods to process subscriptions or other purchases.

Subscriptions renew automatically unless cancelled in line with cancellation policies.

Refunds are granted in accordance with applicable consumer protection laws and conditions.

You may cancel paid services at any time; cancellation terms vary by service type.

Users are responsible for any taxes or charges applicable to their purchased services.

CareYCover reserves the right to adjust prices with prior notice to subscribers.

Non-payment may result in suspension or termination of paid services.

Disclaimer

CareYCover provides insurance comparison guidance based on available information but does not act as an insurer or offer binding insurance contracts.

Limitation of Liability

We are not liable for indirect damages or losses resulting from use of our platform beyond the extent permitted by Swiss law.

Third-Party Services

Use of linked third-party insurance providers is subject to their respective terms and policies.

Termination

We may terminate or restrict your access for violation of terms or inactivity.

Termination results in loss of access to services and data retention practices as detailed in our privacy policy.

Privacy Policy

Your use of CareYCover is also governed by our Privacy Policy which describes how we collect and protect your data.

Communications

Electronic communications from CareYCover are considered legally valid for notices and disclosures.

Changes to Terms

We may update these Terms of Service occasionally with notice provided to users via the website or email.

Governing Law

These terms are governed by Swiss law, with jurisdiction in the courts of Zurich.

Dispute Resolution

Disputes shall seek amicable resolution first; unresolved matters fall under the jurisdiction of Swiss courts.